Our Favorite Super Dividend Stock to Fund Your Retirement

Most regular investors have limited options when it comes to their retirements.

While hedge funds and institutional investors have a wide selection of complex assets to maximize their returns…

The average person usually has to rely on bonds, stocks, or mutual funds to grow wealth into retirement. There are pros and cons to relying on these types of funds, but today, I want to tell you about another way, a better way, to grow your wealth.

Fortunately for regular investors, though, there is another way. This way option doesn’t require you to rely on bonds, stocks, or mutual funds…

It’s an asset regular people can use that blends the steady income of bonds, the ease and growth potential of stocks, and the safety and diversification of mutual funds.

One might call these special assets “Super Stocks.”

What are they?

ETFs: A Basket of Securities

They are Exchange-Traded Funds, or ETFs.

An ETF is a basket of securities that trade on an exchange, just like a stock.

ETFs can contain all types of investments including stocks, commodities, bonds, derivatives, and real estate. Some offer U.S. holdings, international holdings, or a blend.

ETFs offer low expense ratios and fewer broker commissions than buying stocks individually.

And because of the transparency and number of choices available to investors, regular people are able to intelligently choose where they want to move their money.

That’s why, for decades, the number of ETFs and the amount of money invested in them has ballooned.

In 2005, there were 453 ETFs available on the market and $417 billion invested in them. In 2019, there were 6,736 ETFs and $5.6 trillion invested.

Why ETFs?

Well, there are a lot of advantages to certain ETFs, and I want to share the biggest one. But the biggest advantage of certain ETFs…

Is that they allow you to buy once… hold forever… and take advantage of…

One of the Most Powerful Forces in the Universe: Compounding

If you took a penny and doubled it every day for a month, how much would you come up with? A hundred dollars? A thousand dollars? How about a million dollars?

Not even close. If you start with just a single penny and double it every day for 31 days, you’ll end up with $21,474,836.48. Over twenty-one million dollars in a single month! This is an example of the power of compound interest.

Your original penny will have turned into two. But then those two will have turned into four, those four turned into eight, and so on. The growth of your money will have accelerated, or sped up, not only because your original penny was collecting interest but also because all the pennies you received as interest also began to earn interest. And so the growth built up — or compounded.

That’s how we get the term compound interest, one of the most powerful forces in the universe of making money. But it’s also one of the most profoundly powerful forces in every area of human enterprise.

Investors are able to benefit from compound interest because some assets, like certain ETFs, produce income.

Both appreciation and income provide a return on investment (ROI). Appreciating assets simply grow in value. Income-generating assets kick off cash you can use freely, or reinvest to buy more of the same income-generating asset.

For the most part, compounding only works with assets that produce income, or that both appreciate and produce income.

Most income-producing stocks and ETFs pay once every three months in the form of a dividend — that’s four times per year.

However, there’s a simple way to speed up the process to take advantage of this benefit. 

Compound Your Wealth at Hyperspeed: Monthly Dividend Payers

It might not seem significant…

But increasing the number of payouts has a massive impact on how quickly your wealth can compound.

For example, if you start with $10,000 in an investment earning an 10% interest rate, compounded every year…

After 30 Years your investment will have grown to $348,988.

That’s a pretty good return… more than 34 times your original investment.

But you could do much better with a monthly compounder.

Take a look…

Same interest rate… same length of time…

Just by changing the number of compounding periods — or income payments — you’ve increased your total amount to $396,747. That’s nearly $50,000 more.

But finding these monthly payers isn’t easy…

There are over 6,700 ETFs available on the market right now…

Only a fraction of those pay income that would allow you to compound your wealth…

Then there’s an EVEN SMALLER fraction of those that pay dividends every month.

And finding good ones is quite difficult.

But I have the pick for you…

If you’re looking for a safe, high yield ETF that doesn’t overuse debt and has reasonable fees, then WisdomTree Total U.S. Dividend Fund is for you. This ETF currently holds a basket of 670 stocks.